Mortgage Information

Fannie Mae (free booklets, general information)

www.hud.gov

Credit Information

Free credit report(s):
www.annualcreditreport.com

Three Major Credit Bureaus

CSC Credit Services (Eqifax)
P.O. Box 981221
El Paso, Texas 79998-1221
www.equifax.com
1-800-997-2493

TransUnion
P.O. Box 1000
Chester, PA. 19022
www.transunion.com
1-800-888-4213

Experian
P.O. Box 2002
Allen, TX 75013
www.experian.com
1-888-397-3724

Information about Credit Scores

Fair Issacs Company
www.myfico.com

What's changed in the mortgage market?  
Mortgage guidelines require for most consumers to be more prepared for the home buying process.  Unfortunately, it's not easy to access information until after you take action - like looking at houses before completing a plan and a completing a comprehensive home buying strategy.      

Who should join? 
If you are a first time homebuyer, first time move-up buyer, or first time real estate investor. 

Does it cost? No there is no cost to join. 

Can I invite others?
Yes, forward this information to your friends, family, and colleagues.       

Am I obligated on financing?
No, you are not obligated to complete a mortgage loan or utilize any of the resources.

What can I expect? 
A relaxed and friendly environment with current information about variety of mortgage strategies to fit your season.    You will not be put on the spot or made to feel uncomfortable. Questions are encouraged.  You can ask questions in the chat room, call in from the convenience of your office or wherever you are having lunch - Mortgage Lunch and Learns are only 30 minutes.